Anup Roy And Nikhat Hetavkar

Stories by Anup Roy And Nikhat Hetavkar

Post DeMo, bank credit grows at over 10% in December

Post DeMo, bank credit grows at over 10% in December

Rediff.com   4 Jan 2018

Loans, cash credits, and overdrafts at the end of December 22, 2017, stood at Rs 81,287.32 billion, against Rs 73,340 billion in the year-ago period.

Banks are responsible for bad debt mess: RBI

Banks are responsible for bad debt mess: RBI

Rediff.com   22 Dec 2017

Banks might not have realised the exact implication of risky projects under PPP projects, which were getting implemented under high leverage

HDFC Bank plans mega fundraising exercise

HDFC Bank plans mega fundraising exercise

Rediff.com   21 Dec 2017

If the entire amount of Rs 24,000 crore is raised, then it would be the biggest fundraising exercise by any Indian company ever.

'RBI now has a problem of plenty'

'RBI now has a problem of plenty'

Rediff.com   5 Dec 2017

While RBI's foreign exchange reserves have swelled to over $400 billion, it has a 'sell' position of $981 billion.

Why govt's digital payment app has lost steam

Why govt's digital payment app has lost steam

Rediff.com   4 Dec 2017

The start of BHIM's declining share coincided with the launch of Google Tez in mid-Septem

Depositors, don't worry about losing money: Bankers

Depositors, don't worry about losing money: Bankers

Rediff.com   2 Dec 2017

Will the Financial Resolution and Deposit Insurance Bill endanger our bank deposits?

'We have to transparently define what is fraud and what is wilful default'

'We have to transparently define what is fraud and what is wilful default'

Rediff.com   24 Nov 2017

K C Chakrabarty, former deputy governor, RBI, talks to Anup Roy on issues in the new bankruptcy law and rules.

DeMo@1: Banks happy as digital activity picks up

DeMo@1: Banks happy as digital activity picks up

Rediff.com   8 Nov 2017

While digitisation and automation have made internal processes more efficient, front-end products are being enhanced digitally through robotics, artificial intelligence and botchats.

Bankers divided over tech vs human touch

Bankers divided over tech vs human touch

Rediff.com   7 Nov 2017

There's a long way to go before human beings are replaced by machines -- in banks at least.

Foreign banks' presence in India declining, confirms RBI

Foreign banks' presence in India declining, confirms RBI

Rediff.com   2 Nov 2017

Foreign banks had 317 branches in 2015-16; it has reduced to 286. In the same period, employee strength came down from 26,642 to 24,766.

Emotions are the new celebrities of advertising

Emotions are the new celebrities of advertising

Rediff.com   1 Nov 2017

Advertisers take to pitching family values and social causes, giving celebrity endorsers and flamboyance a miss. Nikhat Hetavkar reports.

India issues $1.95 billion green bonds in Q2

India issues $1.95 billion green bonds in Q2

Rediff.com   31 Oct 2017

Traditionally, issuance from Chinese companies dominate the green bond market, but other emerging market economies are coming up fast

How the economy stands to gain from bank recapitalisation move

How the economy stands to gain from bank recapitalisation move

Rediff.com   25 Oct 2017

The move will have cascading effects for lot of related sectors

RBI's most teething problem: Controlling inflation

RBI's most teething problem: Controlling inflation

Rediff.com   23 Oct 2017

A combination of farm loan debt waivers by state governments and the implementation of the pay commission award could entail some fiscal slippages and pose a risk to inflation

Why banks are uncomfortable with bankruptcy code

Why banks are uncomfortable with bankruptcy code

Rediff.com   4 Oct 2017

Recent tribunal rulings open prospects of large haircuts and barriers to auctioning of personal guarantees, among other issues

India's $400-billion forex reserves comes at a cost

India's $400-billion forex reserves comes at a cost

Rediff.com   29 Sep 2017

What the reserves offer for now is improved import coverage of about 13 months, almost double the 2013 level of less than seven months. And, ammunition to arrest a rapid rupee slide, says Anup Roy.

Why recapitalisation of PSU banks is so challenging

Why recapitalisation of PSU banks is so challenging

Rediff.com   24 Sep 2017

Anup Roy and Krishna Kant on the challenges the public sector banks face in revitalising themselves

Have you tried using games to help you save money?

Have you tried using games to help you save money?

Rediff.com   22 Sep 2017

Banks play 'mind games' to woo customers. Big data and 'games' are now the tools of the trade.

Keeping Cadbury relevant: 'Chocolate is not all about sugar'

Keeping Cadbury relevant: 'Chocolate is not all about sugar'

Rediff.com   5 Sep 2017

The Mondelez portfolio in India also includes brands like Bournvita, 5-Star. Nikhat Hetavkar finds out how it stays relevant amid strong pushback from millennials over health effects of its products.

DeMo might not have been a success after all: Raghuram Rajan

DeMo might not have been a success after all: Raghuram Rajan

Rediff.com   4 Sep 2017

'The RBI risks becoming dangerously weakened, as successive governments and finance ministers have misunderstood its role'.